Wind and Hail Insurance Claims

     When we say we are insurance specialist, we don’t mean we’ve handled a few claims. We have been involved in 1,000’s of Insurance Claims and can give you expert advice on how to proceed with your Insurance Company. We have worked on roof Insurance Claims from every major Insurance Company that sells in this area and have a working relationship with their adjusters.

      Your Insurance Project begins with a free inspection of your roof and property. (Call  719-359-0013). By calling us first, before you call your Insurance Company, you can save yourself from making an unnecessary claim. We know the exact conditions that have to be met before your Insurance Company will pay for your roof and we will share that information with you.

Filing the Claim

     After we inspect your roof we will inform you on whether or not the damage on your roof justifies filing a claim. Filing an insurance claim is as easy as making a phone call. We carry the phone #’s to all the major Insurance Company’s claim departments and have a record and date of when significant storms have hit the area for the past several years. You will need this information to file your claim.

Meeting the Adjuster

     If you file a claim and authorize us to represent you, we will meet with your adjuster when he comes to inspect your roof. It is important to call us (359-0013) before your Insurance Company sends an adjuster to inspect your roof. It is much easier for us to work with your adjuster on the initial inspection rather than after he has denied your roof and you call us to try and change his mind. We have worked with many homeowners who never had any luck getting their roof passed for replacement by their Insurance Company until they called us and had us meet the adjuster for them. We also make sure that the adjuster includes everything in your estimate that needs to be done so you get a quality roof replacement.

Paperwork

     Once the roof gets passed for replacement, we will handle all the paperwork for you, including billing the Insurance Company for the completed project so you receive all of you insurance money. We own the same software that Insurance Companies use which garuantees that the paperwork process will go as smoothly as possible.  We can answer any of your questions concerning your Claim Report or related issues.

Cost

     In almost all cases we are able to complete insurance generated re-roofs for the amount of the insurance estimate. This means you will have no extra out of pocket expense. All checks still go to you, and you can pay us as your Insurance Company pays you, so you will not have to come up with the cash while you wait for your insurance checks to arrive. In most cases the Insurance Company will hold back part of the money (Depreciation) until the roof is completed and we invoice them. If any extra work needs to be done we will bill your Insurance Company for it, not you.

Upgrades

     In many cases we will be able to upgrade your roof using your Insurance Company proceeds.  The Insurance Company will only pay for a roof that is equal in worth to what you have existing. We will take that same amount and upgrade you to a better roof if possible. This could include receiving an Class 4 Impact Resistant roof with no additional cost!  See your sales rep.

“These guys are the best!  During a spring windstorm we had some shingles blow off of our roof.  When Peak Roofing Team came out to look at the roof they found hail damage.  Not only did he temporarily replace the shingles that were missing for free, but he helped us get our roof replaced.  Bryan worked with our insurance adjuster who, at first, told us that there was no damage.  Bryan came out, took digital photos and got the claim approved.  He was professional and honest.  Then the best part was when the materials arrived and his crew came out to replace the roof.  Everything went very well.  The crew is incredible.  Each and every one of them was professional, polite and the place was absolutely pristine when they left.  I can’t say enough good things about this experience.  What looked like a horrible nightmare to deal with, turned out to be a wonderful esxperience and the new roof on our house is just beautiful.”  E. Smith  Elbert